Terms and Conditions for SilverGum Skills

Welcome to SilverGum Skills. These Terms and Conditions govern your access to and use of our online platform and the services we provide, including digital literacy training, internet safety workshops, online communication skills, software proficiency tutorials, device navigation coaching, and tech support for seniors. By accessing or using our services, you agree to be bound by these Terms and Conditions.

1. Acceptance of Terms

By accessing or using SilverGum Skills' website and services, you affirm that you are at least 18 years of age or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms, and to abide by and comply with these Terms. If you do not agree with any part of these terms, you must not use our website or services.

2. Services Provided

SilverGum Skills offers a range of digital education and support services, including but not limited to:

We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice.

3. User Responsibilities

As a user of SilverGum Skills, you agree to:

4. Intellectual Property

All content on this website, including text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of SilverGum Skills or its content suppliers and is protected by Australian and international copyright laws. The compilation of all content on this site is the exclusive property of SilverGum Skills.

5. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by this reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

6. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. SilverGum Skills makes no representations or warranties of any kind, express or implied, as to the operation of this site or the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

7. Limitation of Liability

To the full extent permissible by applicable law, SilverGum Skills will not be liable for any damages of any kind arising from the use of this site or from any information, content, materials, products, or services included on or otherwise made available to you through this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages, unless otherwise specified in writing.

8. Indemnification

You agree to indemnify, defend, and hold harmless SilverGum Skills, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable legal fees) relating to or arising out of your use of or inability to use the site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. SilverGum Skills reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with SilverGum Skills in asserting any available defenses.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Victoria, Australia, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Victoria, Australia for the resolution of any disputes.

10. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on this page. Your continued use of our services after any such changes constitutes your acceptance of the new Terms and Conditions.

11. Contact Information

If you have any questions about these Terms and Conditions, please contact us: